But here’s the difference between my current spending and my former profligate ways: I can afford everything I’m buying, and when I do buy, it’s a conscious decision. I’m not financing my lifestyle on debt, and I’m not buying things just to “keep up with the Joneses” or out of habit. My spending now reflects my priorities, my goals, my values.
I loved this post by J.D. One of the things that most people don’t understand about personal finance is “intentional spending” (or “conscious spending”).
This past Spring Lynn and I took a financial course that was dedicated to this topic. It really changes everything.